Contractors Insurance

Service Description

Contractors Insurance is a specialized insurance program designed to protect businesses that perform construction, renovation, or maintenance work. It combines multiple coverages to protect contractors from financial loss due to accidents, property damage, or liability claims arising from their operations. The specific coverages and limits are tailored to the contractor’s trade, project size, and contractual obligations. Why Contractors Need Insurance? -Contractors face a variety of risks on every project, including: -Injuries to employees, subcontractors, or the public. -Property damage to client sites or neighboring properties. -Theft, fire, or weather-related damage to materials and equipment. -Liability claims arising from project delays, design errors, or environmental incidents. Without insurance, these risks could result in significant financial losses, legal action, or even business closure. Contractors Insurance consolidates protections into a single program, allowing contractors to focus on projects safely and confidently.