Effective Date: 1st July, 2025
Last Updated: 1st July, 2025
Company Name: HKS Insurance Brokers LLC
Location: 2450 Colorado Ave, Suite 100E, Santa Monica, CA, 90404

Introduction
At HKS Insurance Brokers LLC ("Company", "we", "us", or "our"), we value your privacy. This Privacy Policy describes how we collect, use, disclose, and protect personal information when you interact with us, including through our website, over the phone, and during the provision of our insurance services.
This Privacy Policy applies to California residents in compliance with the California Consumer Privacy Act (CCPA) and other applicable laws.

Information We Collect
We potentially collect the following categories of personal information:

Identifiers - Name, address, email, phone number, Social Security number
Personal Records - Policy numbers, driver's license, financial data
Commercial Information - Records of insurance products or services purchased
Internet Activity - IP address, browser type, browsing activity on our website
Geolocation Data - Approximate location from IP address
Professional Information - Employer, job title
Inferences - Preferences and interests inferred from interactions

Sources of Information
We collect personal information from:

• You, when you provide it directly

• Insurance carriers and third-party service providers

• Publicly available sources

• Website analytics tools

Use of Personal Information
We may use your information to:

• Provide and manage your insurance policies

• Communicate with you

• Process payments

• Conduct risk assessments

• Comply with legal obligations

• Improve our services

Sharing of Personal Information
We may share your information with:

• Insurance carriers and underwriters

• Service providers (IT, legal, billing)

• Government or law enforcement if required

• Affiliates and business partners (only as necessary)

We do not sell personal information.

Your Rights Under CCPA
As a California resident, you have the right to:

• Know what personal information we collect, use, and share

• Request deletion of your personal information

• Opt-out of the sale of personal information (note: we do not sell your data)

• Non-discrimination for exercising your privacy rights

To make a request, contact us at:

• Phone: 424 436 8125

• Email: damian@hksbrokers.com

• Mail: 4250 Colorado Ave, Suite 100E, Santa Monica, CA, 90404

Data Retention
We retain personal information as long as necessary to fulfill the purposes for which it was collected, including legal, regulatory, and business obligations.

Security
We implement reasonable and appropriate technical and organizational measures to protect personal information from unauthorized access, disclosure, alteration, and destruction.

Changes to This Privacy Policy
We may update this policy from time to time. The effective date at the top of this page will reflect the most recent changes. We encourage you to review it periodically.

Contact Us
If you have questions or concerns about this policy or your personal information, please contact:
HKS Insurance Brokers LLC
2450 Colorado Ave, SuiteE, Santa Monica, CA, 90404
Damian Hicks
+1 424 436 8125