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About us
At HKS Insurance Brokers LLC, we specialize in delivering high-caliber insurance risk advisory and placement solutions tailored for businesses operating throughout the U.S..
We bring extensive expertise in commercial insurance, supporting businesses across a diverse range of industries. From large, complex national operations to local retail stores & service providers. We deliver tailored solutions that take into consideration the unique individual features of each business.
We believe in partnership and working closely with our clients to ensure we fully understand the business risks in detail and design insurance programs structured around those risks.
U.S. & Australian Insurance Expertise
What makes us additionally unique is our ability to also support companies that operate across both Australia and the U.S.. This cross-border capability allows us to assist our clients in navigating the complexity of international insurance with confidence and precision.
Whether exclusively or jointly across both the United States and Australia, we can manage your business insurance requirements.
Simplifying insurance coverage in the U.S.
As a U.S. & Australian based insurance brokerage, we have a unique insurance specialization - with dual-country capabilities allowing HKS to assist businesses navigate the complexity of insurance coverage within the U.S.
Our Partnerships
United States
ISU Steadfast is an insurance agency network which is one of the largest and most respected insurance agency networks in the United States.
Today its network consists of more than 220 independent insurance agencies benefiting from our valuable services and solutions.
With the local capabilities and expertise, backed by the power of an international organization, ISU has the strength and scale to leverage optimal carrier access and support. This provides HKS with the market presence, and tools of a larger operation, while preserving the control and agility of an owner-led firm.
Australia
Steadfast Group Limited (ASX 200) is the largest general insurance broker network and the largest group of insurance underwriting agencies in Australasia, with growing operations in Asia and Europe.
With over $15 billion in gross written premium in FY23, this provides scale & flexibility in accessing a wide range of insurance companies, products and competitive pricing.
This scale gives Steadfast the flexibility and influence when negotiating with the major Australian insurers on behalf on Steadfast brokers. This result provides the Australian entity, Webster HKS Insurance Brokers with access to multiple insurance companies, a broad range of products and competitive pricing.
OUR DIFFERENCE
Risk Analysis - Understanding your business
We provide detailed risk assessments to identify the complete risk exposures with and formulate proposed adjustments. This includes uninsured risk reviews, risk management program implementation and application of risk surveys & valuation assessments where required.
Sector Specialization
While our capabilities are broad, we have expertise in:
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Cafes & Restaurants
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Film Industry
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Sports Retail & Fitness industry
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Civil Construction & Engineering
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Mining Services & Transportation
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Manufacturing & Distribution
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Import and Export operations - Marine Cargo & Carriers
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Retail Chains and Franchise Stores
Negotiating best market terms
Clients are provided with a program & risk information report, which includes a needs-based assessment of alternative structures and program solutions where required. We guide clients through our underwriter remarketing strategies, submissions & negotiation & professionally presentation of outcomes to clients
Trusted Partnerships
We look to partner with businesses long term, focusing on working with clients who value risk management and tailored service. This selective approach allows us to deliver bespoke insurance programs with exceptional detail and care.
Consistency of Service
You have our dedicated support with direct access to key management & staff. We seek to action things fast and efficiently.
Claims Support
Direct access with claims support to simplify the claims process. With broker & claims managing direct negotiation with insurers.
Products & Services
Loss or damage to goods while they are being transported over sea, air, or land.
Coverage against claims for personal injury or property damage caused to third parties
Hospitality Business Contents, General, Liquor & Employment Practices Liability insurance
Medical expenses and lost wages for employees injured on the at work
Protects businesses from internet-based risks and hazards i.e., cyber extortion or data breaches
Covers loss or damage to heavy machinery, tools, and equipment
Protection against damage, theft, & liability for company-owned vehicles used for business purposes
Commercial property and business interruption.
Covers construction projects against loss or damage during the build process
Our People
Our teams have a broad experience of designing and managing insurance programs for large complex businesses, mid-market & small to medium enterprises.
Damian Hicks
HKS Insurance Brokers
Director
B.B.A
CA Lic #4445480
Damian Hicks is a career insurance professional with over 25 years of experience working within Australia’s largest underwriters and national broking firms across Sydney, Melbourne and Adelaide. Now expanding his impact to the U.S., Damian is focused on helping U.S. and Australian businesses navigate their unique insurance challenges.
He has held multiple executive roles managing large commercial clients, structuring complex insurance programs across industries such as mining services, transportation, hospitality, wineries, IT service providers, and retail.
Andrew Zander
Websters Trusted Advisers
Director
Dip Fin Serv (Brok),
QPIB, ANZIIF Snr Assoc
As owner & Director of Websters in Australia, Andrew has had an extensive 30-year career building a foundation of deep market knowledge & unwavering client advocacy. With a proven track record of working with large & complex businesses across various industries like Manufacturing and Agriculture, Andrew structures programs to deliver optimal insurance outcomes.
Having navigated the various market cycles & regulatory changes, he has an intimate understanding of the intricacies of the spectrum of insurance products, underwriting processes, and claims procedures.
Steve Pratt
Websters Trusted Advisers
Director
Dip Fin Serv (Brok),QPIB,
ANZIIF Snr Assoc
Also, as owner & Director of Websters, Australia, Steve has over 25 years' experience in the insurance industry.
Steve takes a personal interest in his clients to provide them with holistic risk management & wealth creation solutions over the long term.
Passionate about understanding how his clients' businesses operate, he has an ability to coordinate a number of financial services strategically for the benefit of his client's. Having various internationally involved clients, he is viewed as a trusted advisor, sharing with them his own diverse business interests & experiences.
“Insurance is more than a transaction - it's a promise of protection, peace of mind, and partnership”
Get in Touch
We’re here to help - Contact us now to explore how we can support your business goals.