General Liability Insurance

Service Description

General Liability Insurance is indispensable for construction businesses protecting against third-party claims of bodily injury, property damage, and advertising injury. By understanding coverage limits, exclusions, endorsements, and industry-specific risks, businesses can make informed decisions that minimize liability exposure. Combined with proactive risk management, General Liability Insurance safeguards financial stability, enhances credibility with clients and partners, and provides peace of mind, allowing business owners to focus on growth and operations without the constant threat of legal and financial disruption. Understanding how General Liability Insurance functions in practice helps illustrate its importance: Slip-and-Fall Incidents: A customer slips on a wet floor in a store. GLI pays for medical bills and legal defense if the customer sues. Property Damage: A contractor accidentally damages a client’s wall while performing renovations. GLI covers repair costs and any related lawsuit. Advertising Injury: A marketing firm uses copyrighted images without permission in promotional material. GLI may cover the claim for copyright infringement. Product Liability: A manufacturer sells a defective appliance that causes fire damage in a customer’s home. GLI can cover bodily injury and property damage claims.