Workers’ Compensation Insurance

Service Description

Workers’ Compensation Insurance is essential for protecting both employees and employers. For contractors and other high-risk industries, WC is not just a legal requirement—it is a critical financial safeguard. It ensures employees are taken care of while shielding businesses from lawsuits and financial liability, making it a cornerstone of responsible risk management. Who Needs Workers’ Compensation? - Required for virtually all businesses with employees in most states, including full-time, part-time, and seasonal workers. - Independent contractors are generally not covered unless specifically classified by the state. - Coverage requirements, exemptions, and reporting rules vary by state.