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Importing & Exporting Insurance 

Helping Businesses Trade Globally

  • International Commercial Insurance Solutions

  • US Primary & Excess General Liability Insurance

  • Goods in Transit and Cargo Insurance

  • Stock Throughput and 3PL / Warehouse Coverage

  • Property Insurance for Overseas Inventory

  • Trade Credit Insurance

  • Corporate Travel Insurance

  • Support for Multinational Insurance Programs

Request a Export Liability Insurance quotation

U.S. Exporting Insurance

What International Businesses Need to Know:

Exporting into the US or setting up a US subsidiary changes your insurance picture more than most businesses expect. Here's what to have sorted before the first shipment leaves the dock.

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  • US Litigation Environment — No "loser pays" rule, large jury awards, and strict product liability mean one dispute can escalate fast.

  • Worldwide Coverage Often Excludes the US — Many international policies exclude US exposure or carry reduced sub-limits. Check before your first shipment.

  • Core Coverages to Evaluate — General Liability, Product Liability, Workers' Comp, EPLI, D&O, Cyber, Umbrella, Marine Cargo, and Property & Business Interruption.

  • Entity Structure Matters — A US subsidiary needs its own US-admitted policies; distributors don't remove manufacturer liability.

  • Contracts & Certificates of Insurance — US vendor contracts often carry insurance requirements businesses aren't expecting.

  • Marketplace & Vendor Rules — Platforms like Amazon/Walmart require specific limits and endorsements (e.g. $1M/$2M CGL).

  • Practical Steps — Bring in a US-licensed advisor before your first shipment, contract, or hire.

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'Entering the US Market' - Insurance guide for International Businesses

Products Liability

Covers claims arising from injury or property damage caused by a defective product you've manufactured, sold, or distributed — even if you're not the actual manufacturer, US law can still hold you liable if you sell under your own brand.

Marine Cargo

Covers physical loss or damage to goods while in transit — by sea, air, road, or rail — from the point of origin to final destination, protecting the shipment itself rather than any liability arising from it.

Product Recall

Covers the costs of withdrawing a defective or unsafe product from the market, including notification, shipping, storage, and disposal expenses — a separate policy from Products Liability, since standard liability coverage typically excludes recall costs.

Other Insurance

Other lines of insurance remain more relevant when a registered business begins operating in the U.S. i.e., Workers' Compensation, Employment Practices Liability (EPLI), Directors & Officers, Cyber Protection, Umbrella/Excess Liability, Corporate Travel Insurance, Marine Cargo, and Property & Business Interruption.

Key Products

What are Global Online Retailers and Small Businesses Exporting to the US?

Global e-commerce and small business sectors have become a growing source of exports to the United States. While trade agreements and duty treatment vary by country of origin, sellers worldwide have found strong demand across a wide range of consumer, health, and lifestyle categories — from independent brands in Europe and Asia to boutique producers across the Americas and Oceania.

Consumer & Lifestyle Goods

  • Apparel, footwear, and fashion accessories

  • Jewelry and handmade or artisanal crafts

  • Home fragrance products — candles, essential oils, diffusers

  • Bath and body products — soaps, lotions, bath salts

  • Leather goods — handbags, wallets

Health, Beauty & Wellness

  • Nutraceuticals and dietary supplements — vitamins, protein powders, herbal products

  • Sports nutrition and performance supplements

  • Personal care and haircare products

  • Over-the-counter health products

Children's & Pet Products

  • Children's apparel, toys, and accessories

  • Pet care products — shampoos, grooming items, accessories

Technology & Electronics

  • Consumer electronics and accessories

  • Wearable tech and smart devices

  • Niche tech gadgets from Australian startups

Sporting & Recreational Goods

  • Fitness and activewear

  • Outdoor and recreational equipment

  • Sports accessories and gear

Food & Beverage

  • Packaged and specialty foods, snacks, and confectionery

  • Wine, spirits, and boutique beverages

Medical, Pharmaceutical & Advanced Materials

  • Medical devices and equipment

  • Pharmaceutical products

  • Nanotechnology-enabled consumer or medical products — coatings, cosmetics, diagnostics

  • Specialty and performance chemicals (non-bulk, non-industrial-scale)

Homewares, Furniture & Décor

  • Ceramics, pottery, and tableware

  • Textiles — cushions, throws, table linen

  • Wall art, prints, and photography

  • Designer and boutique furniture pieces

  • Lighting and small home accessories

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